I’ve been reading some stories on a news website this morning, one of them about young people being forced to choose between having babies, or buying a house to raise them in. About families being forced to choose between paying the rent and putting food on the table. About how much the cost of housing has increased and how much it costs us all on a weekly basis. I am so thankful that none of the situations the article listed relates to us. We had literally nothing when we had Nick. We were on one income, driving my nan’s really old Daewoo wagon. Even for the 12 months after having Nick, a $10 bottle of wine was a luxury and something I, more often than not, went without.
Our weekly rent is 18% of our nett income. We don’t live in a big house, and we rent off my mum. I do realise – often – how very fortunate we are to have this option. If we didn’t, we’d be paying at least $50-$150 more to rent a place, possibly as much as 28% of our income. There are times I wish we could rent a house, and have a bit of a yard with an outdoor entertaining area. But then we would have to pay more money and rent off someone we don’t know. It just doesn’t seem worth it at this stage of our lives. We have owned a house and experienced all the issues that go with it, and are not in great desperation to do that again just yet. It is hard to know what would be worse – having to rent from strangers, or having to worry about whether or not you could make your mortgage payment should something happen – injury, illness, loss of job, whatever. So for now we will stay where we are. It’s in a fantastic location just 5 minutes from the beach, 5 minutes from Nick’s new school he’ll start in January and just 15 minutes from both our work. It’s a great space for the 3 of us and it allows us the opportunity to do more, like our holiday to New Zealand.
We’ve also just booked a couple nights away with 2 other families for a few weeks after we get back from NZ. It gives us something to look forward to when we suffer our post-holiday blues. The kids will love the cabins by the beach with the playground and BBQ area just across the way. And the adults will love it when the kids are asleep in the cabins and we can have adult beverage time.
We are really so very fortunate and have so much to be thankful for. This week I’m particularly thankful for friends and family.
Linking up with Kate Says Stuff Thankful Thursday.